PROFESIONAL RISK MANAGER PROFESSIONAL

Burglary/Theft - covers break-in at the business premises and the damage is done, as well as theft of goods or stock.Business Interruption – also referred to as Loss of Profits or Consequential Loss insurance, covers weekly amounts or Net Profit loss and ongoing fixed costs following property loss or damage.The property insured includes damage to buildings, contents, stock, plant & equipment, raw materials, consumer goods etc. Property Damage – cover varies from fire, storm, lightning and other perils to any type of accidental loss or damage.A wide range of insurance policies is available, with different cover, exclusions, excesses, and premiums, including insurance cover for: It also protects customers, employees, suppliers, and contractors.

SME business insurance provides owners and businesses with the loss of key assets and financial risks. These are called statutory insurance covers, while other types of insurance are optional, important ways of reducing business risk and protecting your finances and assets.

PROFESIONAL RISK MANAGER PROFESSIONAL

Some types of insurance are mandatory, like workers' compensation, professional indemnity, or CTP insurance for motor vehicles. Queensland Building and Construction CommissionĪny business in Australia, including small to medium-sized businesses, will benefit from an added layer of financial security in the form of an SME business insurance cover. The examples and links, below, summarise some of the key differences from state to state right now. By staying up-to-date with all current regulations in your region, we can help make life considerably easier for you. Insurance Advisernet has many years of expertise in Builders’ Warranty Insurance. The rules vary from state to state across Australia so it’s important to understand what the rules are in yours. What it covers?īuilders’ Warranty protects home owners from loss of deposit, unfinished or defective works as a result of the builder’s negligence. Generally, a Builders’ Warranty Insurance certificate must be submitted before any work can begin. Today licensed builders needs Builders’ Warranty Insurance for some, if not all residential jobs.

Profesional risk manager